PME Investimentos 
PME Investimentos The Credit Line PME INVESTE V was contractually arranged with the Banking sector on March 2010, and holds an overall budget of 750 million Euro, 500 million Euro of which is for the General Line and 250 million Euro for the Micro and Small Enterprises (MSE) Line.
Plafond
500 million Euro.
Beneficiaries
Preferably Portuguese SME with head-office in Portugal.
Funding transactions (MTL and buildings and equipment leasing)
New investment in tangible or intangible fixed assets;
Enhancement of working capital or fixed capital;
Up to 30% loan to settle debts with the financial system in the 3 months prior to the contracting of the transaction and intended exclusively for the settlement of Tax and Social Security debts.
Maximum amount of funding
1 million Euro (1.5 million Euro if and SME Leader).
Term
6 years.
Mutual Guarantee
Guarantee of up to 50% on the value of each funding (increased to 65% in the case of transactions by companies that have not benefited from any operation under the previous Credit Lines PME INVESTE).
Bonuses
Subsidised spread applicable by the Bank to each transaction minus operating rate of 1.75%;
Full rebate of the guarantee fee.
Charges borne by beneficiaries
Interest at Euribor 3 plus 1.75%, with a minimum limit of 1.5% month;
Guarantee fee: no cost for the beneficiaries.
Plafond
250 million Euro.
Beneficiaries
Portuguese Micro and Small Enterprises (certified with Electronic Statement issued by IAPMEI), with head-office in continental Portugal and with turnover of less than 10 million Euro.
Funding transactions (MTL and buildings and equipment leasing)
New investment in tangible or intangible fixed assets;
Enhancement of working capital or fixed capital;
Up to 30% loan to settle debts with the financial system in the 3 months prior to the contracting of the operation and intended exclusively for the settlement of Tax and Social Security debts.
Maximum amount of funding
25,000 Euro if Micro / 50,000 Euro if Small.
Term
4 years.
Mutual Guarantee
Guarantee of up to 75% on the amount of capital outstanding.
Bonuses
Subsidised spread applicable by the Bank to each transaction minus operating rate of 0.75%;
Full rebate of the guarantee fee.
Costs borne by beneficiaries
Interest at Euribor plus 0.75 to 3, with a minimum limit of 1.5% month;
Guarantee fee: no cost for the beneficiaries.
In any one of the aforementioned Lines, companies with have non-justified credit incidents with banks or the SGM, or debts to the Tax Authorities or the Social Security, and/or are in a difficult economical status shall be out of scope.