Closed since january 16th 2009

The Line PME INVESTE / QREN, financed by Community Funds – ERDF (FEDER) through the National Strategic Reference Framework (QREN)/COMPETE, was launched in July 2008 with a total allocated  sum of 750 million Euro, and the following features:

Portuguese SME with head-office in continental Portugal.

Intended for new investment in tangible and intangible fixed assets;
Strengthening the working capital associated with increased activity of SMEs;
Maximum amount of funding: 1 million Euro (1,5 million Euro, if an SME Leader (“PME Líder”));
Deadline: 4 years (5 years for SME Leader).

Loans for medium and long term (MTL), property leasing and leasing of equipment.

As operações beneficiam de uma garantia autónoma de até 50% sobre o valor de cada financiamento.

Interest rate subsidised amounting to 1.25% plus the applicable spread by the Bank;
Full rebate of the guarantee fee.

Interest at Euribor 3 month rate minus 1.25%, with a minimum limit of 1.5%;
Guarantee fee: no charge for beneficiaries.

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